There is a great new service from Scott Standke and Jim Morris,
called “Template-a-day“,
where they send a niche-targeted template a day direct to your mailbox for free.

Available templates for quite an eclectic range of topics such as pda,
online-banking, legal, child-obesity and yoga, and, so far, the overall quality is excellent.

They’re free.
So at least take a look at the home page,
and see examples of the type of sites created.

Take a Look here:

>> Template-a-day

Get An Original Website Design Template Package for No Cost at All
- over One Hour of Training Included - Original Photoshop Files and Hi-Res JPEGs
and a new, unique template each and every day in your inbox — click here!

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Another site that might interest you with FREE TEMPLATES over 1600 of them.

>> http://www.oswd.org